Mohamad Hendra Budiawan, and Zaenal Abidin. “Evaluation and Strengthening of Risk Culture at PT Bank ABC in Digital Transformation”. International Journal Management and Economic 4, no. 2 (April 20, 2025): 01–12. Accessed April 21, 2025. https://journal.admi.or.id/index.php/IJME/article/view/1973.