DEWI, Adelia Riana; RAGASARI, Dia. Enhancing MSME Credit Access in Emerging Markets through Open Banking: Evidence from Cash-Flow Based Lending. Jurnal Ilmiah Multidisiplin, [S. l.], v. 4, n. 03, p. 129–135, 2025. DOI: 10.56127/jukim.v4i03.2246. Disponível em: https://journal.admi.or.id/index.php/JUKIM/article/view/2246. Acesso em: 28 jan. 2026.