BATUBARA, Faisal Hasbullah. Human Resource Management as a Strategic Driver of Digital Banking Transformation in the Open Banking Era: Evidence from Emerging Markets. Jurnal Ilmiah Multidisiplin, [S. l.], v. 4, n. 03, p. 136–142, 2025. DOI: 10.56127/jukim.v4i04.2247. Disponível em: https://journal.admi.or.id/index.php/JUKIM/article/view/2247. Acesso em: 28 jan. 2026.